Steps to Select the Most Suitable Credit Cards for Your Lifestyle
Steps to Select the Most Suitable Credit Cards for Your Lifestyle
Blog Article
Tips for Choosing the Most Suitable Credit Cards for Your Lifestyle
Exploring the credit card rewards landscape can be confusing with so many alternatives available, each offering different miles, cashback, and bonuses. We have streamlined the process to assist you in beginning in less than 5 minutes, with continuous monitoring so that you are always informed if there are more suitable options for you.
**Analysing Your Spending Habits**
The first step is to analyze your monthly expenses across different categories such as:
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- Online
- Tap-and-go
- Food and beverage expenses
- Overseas spending
- Other expenditures
This information helps us identify your spending patterns and determine the best set of credit cards based on your spend.
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**Tailored Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our collection of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like reward rates, caps, and exclusions.
We keep a current repository of credit card offers from all leading banks and providers in Singapore, including miles and cashback cards as well as Sign-up Bonuses.
We also suggest options for further optimization such as only filtering cards by banks or fee-waived cards initially.
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**Continuous Monitoring and Recommendations**
Since offers and conditions can change over time, our platform keeps track of its recommendations based on your usage patterns and informs you of changes needed in your card portfolio to enhance your rewards collection. This adaptable process ensures you always have the ideal set of cards to maximize your rewards and benefits.
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